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Medicaid Nursing Home

Illinois Medicaid Eligibility for Nursing Homes


Are you interested in obtaining Illinois Medicaid Eligibility to pay for nursing home costs?


What is Medicaid Eligibility Planning?

If you need nursing home care, you might be eligible for Illinois Medicaid benefits. These benefits pay your monthly care costs to nursing homes and some assisted living facilities. To qualify for benefits, you must meet certain medical eligibility requirements and have limited income and assets. If you are a single person, you may only have $ 2,000 in assets to qualify—although there are some exceptions. If you are married, the limitations are similar—although the spouse in the community is entitled to keep certain assets and income.

To qualify for benefits, you must meet medical eligibility requirements and present financial records going back five years. The Illinois Department of Human Services will review your financial assets, including bank accounts, brokerage accounts, life insurance, annuities, and retirement accounts. The review process is thorough and painstaking for most families and many desire assistance during the process. Once you qualify for Medicaid, you will no longer need to make the high monthly payments for private nursing home care.


Who Benefits from Illinois Medicaid Eligibility Planning?

If you or your spouse need long term care, and you have any of the following assets (including a home, CDs, bank accounts, retirement accounts, life insurance, or annuities), you would benefit from speaking to a professional to determine whether you might qualify for Illinois Medicaid benefits. Many people do not meet the eligibility requirements initially, but with proper planning, are able to become eligible within a matter of months.


What Should You Expect During the Medicaid Eligibility Planning Process?


The first step in the planning process is to call our office at 630-871-8778 or request a call here. Our staff will ask you a few questions about your planning needs and let you know how our firm works and what to expect. If you would like to schedule an initial meeting with an attorney, our staff will send you a new client information packet.

The packet includes a Long Term Care planning worksheet, which will help you start the information gathering process.  Fill out the worksheet and return it to our office prior to your initial meeting. The initial meeting is a working meeting, and we want you to get as much out of it as possible.


At your initial meeting, the attorney, either Kirsten Izatt or attorney Bill Deitch, will gather information about your personal care needs, monthly expenses, your goals regarding long term care, and your financial resources. We will discuss the benefits that might be available to you if you qualify, the application process, and what role we would play in that process. We will make a recommendation to you about how soon you might qualify for benefits.


Our fees for Medicaid eligibility planning are comprehensive. We will help you with every step of the application process.

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